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Invest Safely Disclaimer and Terms of Use

PLEASE READ THE INVEST SAFELY DISCLAIMER, COPYRIGHT, AND TERMS OF USE CAREFULLY BEFORE USING THE WEB SITE, AS ONE OR ALL MAY HAVE CHANGED RECENTLY.

COPYRIGHT & TERMS OF USE

Invest Safely, LLC ("Invest Safely", "we," or "us") provides this website, Invest-Safely.com, located at https://www.invest-safely.com/ (the "Site"), to you, an individual user ("you") for your individual usage, subject to compliance with the copyright & terms and conditions set forth herein.

1. Agreement

By using the Site, you agree to be bound by our Terms of Use. If you do not agree to the terms and conditions contained within the Terms of Use, we do not consent to provide you with access to the Site, and you should cease your use of it.

2. Changes to the Terms of Use

We reserve the right at any time to:

    a. Change the terms and conditions;
    b. Change the Site, including eliminating or discontinuing any content or feature of the Site; or
    c. Impose fees, charges or other conditions for use of the Site or parts thereof (with reasonable notice).

Invest Safely may modify the Site at any time without prior notice, and you accept those modifications if you continue to use the Site. You should check the Site frequently to see recent changes.

3. Important Securities Disclaimer

You understand that no content published on the Site constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person.

You further understand that none of the bloggers, information providers or their affiliates are advising you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter.

To the extent any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person.

You understand that an investment in any security is subject to a number of risks and that discussions of any security published on the Site will not contain a list or description of relevant risk factors.

In addition, please note that some of the stocks as to which content is published on the Site have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information.

Blogs, postings or content on the Site, which may or may not be deemed by you to be recommendations may have an effect on their stock prices.

You understand that the Site may contain opinions with regard to securities mentioned in other blogs or products, and that opinions in one blog or product may be different from those in another blog or product.

You understand and agree that, although we require all employees to disclose every stock in which they, their immediate family, or any entity under their control, have a personal interest, if such stock is mentioned in a blog, post, or content which they write, outside bloggers or other content contributors or their affiliates may write about securities in which they or their firms have a position, and that they may trade for their own account, and that they may or may not be subject to a disclosure policy.

In cases where Invest Safely becomes aware that the employee has violated his or her disclosure obligation, Invest Safely will take appropriate action.

In addition, outside bloggers or content contributors may be subject to certain restrictions on trading for their own account. However, you understand and agree that at the time of any transaction that you make, one or more bloggers or content contributors or their affiliates may have a position in the securities written about.

You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete.

Reference may be made on our Site to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.

All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

4. No Investment Recommendations or Professional Advice

The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Invest Safely or any third party.

You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

You MUST consult an attorney or tax professional regarding your specific legal or tax situation.

5. Copyright, Linking Policy and Trademarks

The Site and the content contained herein, as well as all copyrights, are the property of Invest Safely and its licensors.

You may access and use the content, and download and/or print out copies of any content from the Site, solely for your personal, noncommercial use.

You acknowledge that you do not acquire any ownership rights by using the Site.

By posting on the Site, you agree to and hereby do grant, and you represent and warrant that you have the right to grant Invest Safely LLC, and the users of the Invest Safely Site an irrevocable, perpetual, non-exclusive, royalty-free, fully sublicensable, fully paid up, worldwide license to use, copy, publicly perform, digitally perform, publicly display, and distribute such posted content and to prepare derivative works of, or incorporate into other works, such posted content.

You are solely responsible for the any content that you publish or display on the Site or transmit to other members and/or other website users. You are solely responsible for your reviews of stocks listed on Invest Safely.

You agree that you will only post content that you believe to be true and you will not purposely provide false or misleading information.

The Site contains links to other Internet web sites or resources. We neither control nor endorse such other web sites, nor have we reviewed or approved any content that appears on such other web sites.

You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or appropriateness of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

You may link to any content on the Site. If you are interested in reprinting, republishing or distributing content from Invest Safely, please contact Invest Safely to obtain written consent.

TM is a trademark and/or service mark of Invest Safely or an affiliate. All other trademarks, service marks, and logos used on our web sites are the trademarks, service marks, or logos of their respective owners.

6. User Conduct

You may not republish, upload, post, transmit or distribute content from the Site to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior written permission.

Modification of the content or use of the content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability.

In addition, in connection with your use of the Site, you agree not to:

    a. Restrict or inhibit any other visitor from using the Site, including, without limitation, by means of “hacking” or defacing any portion of the Site;
    b. Use the Site for any unlawful purpose;
    c. Express or imply that any statements you make are endorsed by us, without our prior written consent;
    d. Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Site;
    e. “Frame” or “mirror” any part of the Site without our prior written authorization;
    f. Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to download, retrieve, index, “data mine,” or in any way reproduce or circumvent the navigational structure or presentation of the Site or its contents;
    g. Harvest or collect information about visitors to the Site without their express consent.
You also agree to comply with all applicable laws, rules and regulations in connection with your use of the Site and the content made available therein.

7. Overview of Posting Comments or Content

Our blogs and content are intended to serve as a discussion center for thoughtful users who make their own investment decisions, with or without the help of a broker.

They are not the place for stock touters, cheerleaders or hypesters. We strongly encourage all participants to disclose any positions they have in stocks being discussed (e.g., long, short, no position).

We also respectfully ask that you not engage in any:

    a. Stock touting
    b. Personal attacks
    c. Profanity, vulgarity or offensive conduct of any kind
    d. Business solicitations or advertising
    e. Inappropriate, unethical or misleading behavior

These standards are designed to ensure that the dialogue on the Site is credible, responsible, intelligent and informative. We cannot guarantee that users will tell the truth, and we will not monitor the veracity of names and positions or the content of any posts.

However, by setting out the above guidelines, we hope to raise the credibility of the discussion and foster a spirit of open, honest exchanges of information.

In addition, please be advised that even if a user who posts a comment may, if the user so registers, be publicly identifiable only by the alias he or she chose during registration, Invest Safely records will contain the actual identity of the author of any comment posted to the Site.

You are solely responsible for your use of the Site. Because Invest Safely merely serves as a repository of information, user-posted content does not represent the advice, views, opinions or beliefs of Invest Safely, and Invest Safely makes no claim of accuracy of any user-posted material.

If you have any comments on our policies, or complaints or concerns of any kind about any posts, please contact us at contact@invest-safely.com. We will review all of the information that you communicate to us, but we may not be able to take action or respond directly to each e-mail.

8. Online Rules of Conduct

When you post a comment on the Site, You agree to:

    a. Post comments in both tone and content that contribute in a positive and high quality manner to the substantive exchange of information and the subject matter of the Site.
    b. Automatically grant - yourself or because you have the unrestricted right from the actual owner - Invest Safely a royalty-free, perpetual, non-exclusive and fully transferable and sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display comments you post (in whole or in part) worldwide and/or to incorporate any one of those comments in other works now or in the future.
    c. If you choose an alias, be responsible for all statements made and acts or omissions that occur by use of your alias.
    d. Waive any and all rights against Invest Safely and hold Invest Safely harmless in connection with any claims relating to any action taken by Invest Safely as part of its investigation of a suspected violation or result of its conclusion that a violation of these Terms of Use has occurred, including but not limited to the removal of posts from the Site or a suspension or termination of your access to the Site;
    e. Maintain and promptly update your registration data to keep it true, accurate, current and complete.
When you post a comment on the Site, You agree not to:
    a. Choose an Alias that is threatening, abusive, offensive, harassing, derisive, defamatory, vulgar, obscene, libelous, hatefully, racially, ethnically or otherwise or objectionable.
    b. Post any comment that you either know or should know is false, deceptive or misleading, or misrepresent or deceive others as to the source, accuracy, integrity or completeness of any comment you post.
    c. Post any comment that is unlawful, harmful or injurious to others, threatening, abusive, offensive, harassing, derisive, defamatory, vulgar, obscene, libelous, hatefully, racially, ethnically or otherwise tortuous or objectionable.
    d. Post any comment that does or may invade the privacy or violate or infringe on any rights of others, including, without limitation, copyrights and other intellectual property rights.
    e. By use of your Alias or in any comment, impersonate any person or entity, falsely or deceptively state, infer or otherwise misrepresent your affiliation with or connection to any person or entity.
    f. Post any comment which, either the act of posting or the comment itself, you do not have a right to do under any law, regulation or order of any court, or as a result of an employment, contractual, fiduciary or other legal obligation or relationship.
    g. Post and/or email any advertising, promotional materials, so called “chain letters,” “pyramid” or other schemes or invitations to participate in these or any other form of solicitation or promotion.
    h. Post any non-public or otherwise restricted, confidential or proprietary information without authorization.
    i. Violate any local, state, national or international law, regulation or order of any court, including but not limited to regulations of the U.S. Securities and Exchange Commission, any rules of any securities exchange, including without limitation, the New York Stock Exchange, the American Stock Exchange or The Nasdaq Stock Market.

9. Deleting Content

Invest Safely has the right in its sole discretion, to edit, move, delete, and/or remove any comment posted on its Site at any time.

Without limiting the foregoing, Invest Safely has the right to delete any comment that it believes, in its sole discretion, does or may violate the Terms of Use.

10. Caveats

While we believe that the Site can and should be a positive environment for the exchange of information, you understand that the Site is open for posting to all users.

Some individuals may post comments that may be offensive, indecent, objectionable, false, misleading or simply inappropriate.

11. Responsibility For Posts

Each individual who posts a comment is solely responsible for her or his own acts, including the content, context or information in the comment he or she posts.

This means that each individual, and not Invest Safely, is entirely responsible for anything and everything she or he posts on any Blog.

Invest Safely does not and does not intend to pre-screen any comments posted on its Site and Invest Safely cannot and does not guarantee the accuracy, integrity or quality of anything that may appear on its Site.

12. Limitation of Liability

NEITHER INVEST SAFELY NOR ITS AFFILIATES AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SUPPLIERS, ADVERTISERS, AGENTS AND SPONSORS ARE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THE SITE AND/OR ANY CONTENT CONTAINED THEREIN, OR ANY PRODUCT OR SERVICE USED OR PURCHASED THROUGH INVEST SAFELY. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING IT. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO INVEST SAFELY FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE), OR OTHERWISE) SHALL BE THE TOTAL AMOUNT PAID TO US BY YOU, IF ANY, FOR ACCESS TO THE SITE.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.

INVEST SAFELY SHALL NOT BE LIABLE TO YOU OR TO ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR IN PART BY ITS NEGLIGENCE, OMISSION IN PROCURING, COMPILING, INTERPRETING, EDITING, WRITING, REPORTING, TRANSMITTING OR DELIVERING ANY INFORMATION OR DATA THROUGH THIS SITE. IN NO EVENT WILL INVEST SAFELY BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON SUCH INFORMATION OR DATA OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES, DAMAGES RESULTING FROM INCONVENIENCE, OR LOSS OF USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS SITE MAY BE DISCONTINUED OR LIMITED AT ANY TIME.

13. Indemnification

As a condition of your use of the Site, you agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from (a) your violation of the Terms of Use; (b) your use of the Site; or (c) your violation of the rights of any third party.

14. Termination

You understand and agree that Invest Safely may, under certain circumstances and without prior notice to you, terminate your access to and use of the Site. Cause for such termination shall include, but not be limited to, (a) breaches or violations of the Terms of Use or other agreements or guidelines, (b) requests by law enforcement or other government or regulatory authorities or (c) repeat violators of third party copyrights or other intellectual property.

15. Copyright Policy

Invest Safely respects the intellectual property of others, and we ask our users to do the same. Please see our DMCA policy for more information on copyright infringement.

16. Miscellaneous

The Site is directed solely to individuals residing in jurisdictions in which provision of the Site’s content is legal. We make no representation that materials provided on the Site are appropriate or available for use in other locations.

Those who choose to access the Site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable.

We reserve the right to limit the availability of the Site to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide.

The Terms of Use, together with all Invest Safely policies referred to herein, constitutes the entire agreement between you and Invest Safely relating to your use of the Site and supersedes and any all prior or contemporaneous written or oral agreements on that subject between us.

The Terms of Use and the relationship between you and Invest Safely are governed by and construed in accordance with the laws of the State of Michigan, without regard to its principles of conflict of laws.

You and Invest Safely agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within Wayne County, Michigan, and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

If any provision of the Terms of Use is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.

Any heading, caption or section title contained in the Terms of Use is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof. We reserve the right to require you to sign a non-electronic version of the Terms of Use.

DISCLAIMER

This website is intended for informational purposes only. As such, information on this site should not be relied upon as a substitute for legal, tax or accounting advice by a professional in your local jurisdiction. Often times, a party needs professional advice that applies to his or her specific situation.

Despite our best efforts to be accurate, these pages may contain errors and information that is no longer current. The information has been obtained from sources we believe to be reliable; however, no guarantee is made or implied with respect to its accuracy or completeness. Also, it is subject to change on a regular basis without notice. Invest Safely assumes no liability or responsibility for any errors or omissions in the content of this website.

This website is provided "as is" without warranty of any kind, either express or implied. Invest Safely cannot and does not guarantee the accuracy, sequence, completeness, timeliness, merchantability or fitness for a particular purpose of the information or data made available.

The information provided by Invest Safely is not and should not be construed as a solicitation to buy or sell any securities. Invest Safely and its employees, officers, agents, or representatives may from time to time have long or short positions or may acquire direct or indirect beneficial interest in securities mentioned or those not so mentioned.

Invest Safely may contain links to Web sites operated by other parties. Such links are provided for your convenience only. Invest Safely does not control such web sites, and is not responsible for their contents.

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